Chances are you won't win the 500 million Powerball jackpot tonight, but what if you do? Well after picking yourself off the floor and thanking God what do you do next? Past winners of mega-lottery drawings and financial planners say step one is to stick to a budget,invest wisely,learn to say no and be prepared to lose a few friends along the way while enjoying an emotional roller coaster of joy ,guilt and distrust, In other words you shouldn't rush out and buy a new car, take a tropical vacation or quit your job.Oh by the way what are your odds of winning? 1 in 175 million, but as it's often said you can't win  if you don't play. Good luck.